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New measures have been enshrined in law that will transform the student finance system, allowing colleges and universities to charge different fees for different courses for the first time and opening up opportunities for adults to study in a way that works for them.

The Lifelong Learning Entitlement (LLE) (formerly the Lifelong Loan Entitlement) will give all adults from 2025 access to loans, worth up to £37,000 in today’s fees, that they can use flexibly over their working lives to upskill or retrain.

The LLE will mean people will be able to take out a student loan to pay for full-time courses such as university degrees or higher technical qualifications (HTQs), as well as for some individual modules of courses.

People who have already taken out a loan for a degree will also be able to use the rest of their entitlement to study subjects that will help them gain additional skills that employers are looking for, making it easier for people to build up their skills over time. This includes studying individual modules of degree courses or HTQs to help them to do this in a way that fits round their lives and commitments.

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